Cash App Asking For SSN (Social Security Number): 2023

While not all, many would-be Cash App users, as well as current Cash App users, are always intrigued by their request for their Social Security Number (SNN). Simply put, they wonder why Cash App needs their SNN. Some even wonder whether it’s possible to still send and receive money through Cash App without necessarily having to disclose their SNN.

Do I need a Social Security Number in order to use Cash App?   


Yes, Cash App users who truly want to enjoy the services Cash App offers do need a Social Security Number. Cash App users can however use Cash App services without disclosing this detail. Here is what there is to know about Cash App and its requests for users SNN.

What Is Cash App?

Cash App is a peer-to-peer digital payment platform that makes it possible for users to send and receive money online. While these are the core use for this P2P app, users can also do a number of other money-related activities thanks to a vast number of features it has. For instance, Cash App users can be able to withdraw money from ATMs using their Cash Card. Furthermore, they can be able to borrow money from Cash App.

In order to use Cash App, users must create an account. Creating an account is very simple. In fact, users don’t even have to confirm their details in order for them to use a Cash App account. Worth noting however is that users have to be based in either the US or the UK given that those are the two areas where Cash App operates.


Why Does Cash App Ask For Social Security Number?

Cash App as already pointed out allows users to create an account(s) without necessarily having to verify who they are. In other words, users can create Cash App accounts with an identity that’s not theirs and still be able to use Cash App. The problem with this is that the Cash App account created will be limited. The amount of money the account can send per day, per week, and even per month will be limited. Receiving money using the said Cash App account will also be limited.

To remove the limitations associated with a particular Cash App account, Cash App users ought to verify their account. Verifying an account with Cash App involves disclosing your Social Security Number (SSN). Keep in mind however that this is the only time Cash App will ask for SSN. In the event that a Cash App user receives such a request after verifying their account then chances are Cash App did not ask for it. Simply put, the person(s) behind the request is not Cash App.

Can I Use Cash App Without Sharing My Social Security Number?

Am sure a number of you already have an answer to this question as we’ve already talked about it slightly above. Nonetheless, the answer is yes, Cash App users who want to use Cash App without sharing their SSN can do so. This however will result in having a Cash App account that is limited. A limited Cash App account can only send up to $250 a week.  The receiving limit with a limited account is $1,000.



Despite the fact that Cash App does indeed ask Cash App users to share with them their Social Security Number, it is important to note that they’ll only do so once when verifying an account. Once an account is verified, they’ll never ask for this information again from its users.