Why Is Cash App Instant Deposit Not Showing Up? (2023)

Cash App, for those who are not familiar with it, is a peer-to-peer payment platform that makes it possible for users to accept, send, and receive money online. Since its introduction, it has been able to attract a number of users both in the US and the UK. In fact, the current number of active Cash App users currently stands at over 20 million.

While there are a number of reasons why Cash App has managed to attract so many users over the last few years, there is one reason that really stands out and that the various types of features it offers its users. One such feature is the instant deposit. With Cash App, users can instantly deposit money into their account.


There is no doubt whatsoever that Cash App’s instant deposit is a useful feature. Unfortunately, there are some instances where it actually fails. In other words, there are certain times when an instant deposit won’t show up. Read on to find out why this is so.

Enabling Instant Deposit Feature

Cash App users who want to enjoy this Cash App instant deposit feature, need to first enable it in their accounts. Yes, this feature is not automatically enabled in any given Cash App accountwhen someone signs up. There are actually two deposit options that Cash App users have when using Cash App, the normal option, standard deposits, which take between 1 to 3 days, and the instant option which is, well, instant. The standard deposit option is completely free while the instant deposit option will cost you a small fee of 1.5% (with a minimum fee of $0.25).

Cash App users can enable the instant deposit option by first making sure that there is a debit card linked to their accounts. With this in place simply tap on;

  • Tap on the Activity tab on your Cash App Home screen
  • Choose the deposit you want to initiate
  • No select the Instant deposit option

How Long Does Instant Deposit Take

Cash App instant deposits as already mentioned are instant. In other words, an instant deposit will reflect in your account immediately. To facilitate this, Cash App does charge a small fee of 1.5% per every instant deposit transaction.

Why Is My Instant Deposit Not Showing?

There are a number of reasons why your instant deposit might not show up once you make the request or initiate the process. One reason why your instant deposit isn’t showing as per Cash App help page is that some debit cards do not support the transaction networks they use consistently to send money to accounts instantly. In such cases, they (Cash App) are usually unable to send money you’ve deposited instantly to your account.  

In the event that a Cash App user goes for an instant deposit option and unfortunately the process doesn’t go through, they can expect to see the money reflect in their account between 1 to 3 days. Given this delay, you’ll be refunded the instant deposit fee that you were charged when initiating the deposit request.


While this is the main reason why an instant deposit might not show up in an account once a request is made, there are other things that also come into play. For instance, many people fail to do it right, they fail to properly initiate the instant deposit process. It is advised that Cash App users first check the balance in their Cash App account to see whether or not funds have been deducted before checking their bank accounts to confirm whether or not the instant deposit process worked.


Cash App’s instant deposit feature is without a doubt very useful. If done right, funds instantly reflect in the intended destination.