Cash App Negative Balance: What To Do (Answer + Info)

While it might be a term some are familiar with especially those with bank accounts and loans, going negative or having a negative balance in an account is a very new term to many people especially so with Cash App users. Many Cash App users simply don’t know what this term refers to or better yet how a Cash App account can end up having a negative balance in the first place.

Having a negative balance in a Cash App account means exactly that. Usually, a Cash App account with a negative balance reads - $(amount). For example, a Cash App account with a negative balance will read or show -$30, -$50, and -$1,000 depending on the account’s overdraft amount. Given that Cash App's negative balance is relatively new, there are lots of questions surrounding it. One such question is about what to do with a Cash App negative balance account.


Given many reasons why an account can go negative, Cash App users are advised to get in touch with Cash App support to find out why their account has a negative balance.

Can Cash App Account Balance Go Negative?

Even though it’s not that common, yes, a Cash App account balance can go negative. Before anyone goes there, this doesn’t mean that users can use money that’s not in their Cash App account, there is no way a user can intentionally make their account balance go negative.

So if any Cash App user thinks they can purchase an item that costs $1,500 from any given merchant using Cash App and they only have $1,400 with the hopes of having a negative account are highly mistaken.


There are many reasons why a Cash App account balance can go negative. As-per information shared by Cash App on their support page, a Cash App user might end up having their Cash App account balance go negative if they made a purchase sometime back and then, later on, let’s say a few days or a week(s) the charges appear or reflect in an account that the user already cashed out or used.

Users can as well have a negative Cash App balance due to secondary charges like tips when they happen to visit a restaurant and pay using their Cash App account.

In case anyone is wondering, Cash App users end up being charged later on for purchases they’ve made days or weeks earlier using their account if they deal with an online retailer who puts a temporary hold or charge on their Cash App account when placing an order then complete it once the order is shipped. The same also applies to restaurants.


When a Cash App user opts to pay using their Cash App account, the restaurant might end up placing a temporary hold on an account then process the payment later with tips included. In all cases, if the balance in an account is not sufficient the account balance will go negative.

What Should I do If I Have A Cash App Negative Balance?

Given that a Cash App negative balance is not that common, Cash App users are advised to get in touch with Cash App support in such an event. Cash App support will get to clarify more on whether or not the negative balance is warranted.

If it is warranted, a user will be required to pay for the negative balance by simply topping up an account. If there is some mistake meaning the negative balance is not warranted (which is very unlikely), Cash App works with users to make sure that the issue is resolved.    

For more information about Cash App, check out:

[table id=3 /]