If there is one thing that sets up Cash App apart from other peer-to-peer money transfer platformsis reliability. Simply put, Cash App is very reliable when it comes to sending and receiving money online or through mobile devices. Furthermore, it boasts several great features that make accessing money online as well as using it very easy.
It is with this that many people, especially those that love to transfer money online, want to create a Cash App account. This high interest in Cash App and Cash App accounts has resulted in many questions. This is especially if the person wanting to create a Cash App account has had some Cash App features. A question many have when it comes to signing up for or creating a Cash App account is whether or not it is possible to do so and use it without having a bank account.
It is not a must to have a bank account to use Cash App or create a Cash App account. This post shares details on how Cash App users and would-be Cash App users can use Cash App without a bank account.
How Does Cash App Work?
Developed by Square Inc., Cash App is a P2P digital platform that allows users to carry out money-based transactions without necessarily having a bank account. Cash App is very easy to use, simply download the Cash App app (they do have a version for both Android and iOS devices) and install it on a mobile device.
Once installed, it can be used to send and receive money to friends and family members. It can also be used to shop and make payments to merchants online given they too have a Cash App account.
For someone to use Cash App to send and receive money, they’ll need to have a Cash App account. Creating a Cash App is very simple. Once downloaded, simply open the Cash App app click on the “Sign Up” option and follow the onscreen prompts.
Cash App & Physical Bank Accounts
Taking note that their users need easy access to their money regardless of where they are, Cash App has made it possible for its users to link their Cash App account to their official bank account.
By linking a Cash App account with a bank account, Cash App users can easily access money that’s in their bank account on Cash App. The process of transferring money to and from a bank account is also very simple making Cash App very ideal and reliable.
Given the need to link a bank account, many Cash APP users always ask, can I use Cash App without a bank account?
Can Cash App Be Used Without A Bank Account?
The simple answer to this question is no. It is not a must for Cash App users to have a bank account for them to use Cash App. In other words, Cash App users can use Cash App without necessarily linking their bank account.
One of the reasons why this is so is the fact that Cash App doesn’t rely on an account number to identify users. When signing up, users are always given unique identifiers referred to as $Cashtag. These tags are the ones used when sending or receiving money through Cash App’s platform.
Now that it’s clear that Cash App users can use Cash App without a bank account the next logical question is whether or not they should. That said the answer to this question comes down to the user and what they want with their Cash App account.
Cash App users who want to easily access money in their bank account, as well as Cash App account from anyway, should definitely use Cash App with a bank account.