Is Cash App Legit? (Yes - In Fact, Here's What You Should Know!)

Is Cash App legit? You might be wondering this especially during the debate on whether you should create a Cash App account or not.

Well, from how it works, its features, benefits, and possible drawbacks, here is everything you need to know about this peer-to-peer payment app.


is cash app legit

With the growth in all things technology, more and more businesses are moving online thus encouraging a cashlessness system of doing business.

To meet the demands of this new cashlessness system, many tech-based companies are developing peer-to-peer payment service systems for use in the online world.


One such company is Square Inc. which recently introduced Cash App, a hassle-free peer-to-peer payment system designed to make sending, receiving, or requesting money online easy, simple, and convenient for all parties involved.

Since its introduction, Cash App’s popularity has increased significantly. With this growth, lots of questions have popped up about Cash App especially on its services, how it works, and most importantly whether it’s legit or not.


To help answer these questions, this post highlights everything there is to know about Cash App. So without any more talk let's get straight to it.

Cash App At A Glance

cash app request

Cash App as already mentioned is a peer-to-peer money transfer service that makes it possible for users to send, receive, and request money online. Worth noting when looking at Cash App is that it does also function as a bank.

Cash App users with valid Cash App accounts have the option of having a debit card which they can use to not only make purchases online but also anywhere offline that accepts Visa Cards.      

How Does Cash App Work?

how does cash app work

Cash App’s main purpose is to make it possible for users to easily send, receive, and request money online. To enjoy these services, you’ll first need to create an account.

That said, the process of creating a new account with Cash App is very simple, simply download the official Cash App app and it will walk you through the sign-up process once you open it.

Once you are done, remember to link your new account with your bank account, and most importantly make sure you verify your account in order to remove any limitations your account might have.

cash app pay

Now that you have a valid Cash App account, you can now start sending, receiving, and requesting money online. While receiving and requesting money on Cash App is pretty much clear and simple, sending money some little coaching.

To send money, simply open the app;

  • Step 1: Enter Amount You Wish To Send
  • Step 2: Tap on “Pay”
  • Step 3: Enter The Recipients Username/$Cashtag
  • Step 4: Describe What The Payment Is For (Optional)
  • Step 5: Tap on “Pay”

Notable Cash App Benefits

cash app benefits

Like any other peer-to-peer payment service provider online, Cash App does have a number of benefits. For starters, users have the option of using Cash App basic services for free.

In other words, it is free to use. Users have the option of requesting a debit card which they can use both online and offline when making purchases. Withdrawals are also free with Cash App.

Is Cash App Legit?

Now that we have some brief information about Cash App, how it works, and even some of its benefits, I am sure you agree that yes, Cash App, as a peer-to-peer payment system, is legit.

Furthermore, they do have in place a number of features and tools like instant deposits that not only make using Cash App easy but very convenient and hassle-free.  


While Cash App is without a doubt legit when it comes to peer-to-peer payment systems, it is important to point out that there are a number of scammers targeting Cash App users. Hence, it is very important that you are very careful when using your Cash App account.

This is especially so when it comes to responding to alleged Cash App promotions or messages from Cash App support.