This article explains the key benefits and features of the TCS Mastercard. You'll learn about its advantages, how it works, and how to apply online.
It's designed to give you all the details you need to make an informed decision. Whether you’re looking for travel perks or everyday convenience, this card covers you.
Overview of the TCS Mastercard
This Mastercard is offered in partnership with a Swiss mobility organization. This card provides financial convenience and aligns with the organization’s mission to support travelers and drivers.
It gives exclusive member benefits tied to services like roadside assistance and travel perks. Frequent travelers and those needing help on the road find it especially useful.
Managed through a partner bank, the card ensures secure payments and easy usage.
What is the TCS Mastercard?
The TCS Mastercard is a credit card designed for purchases and member benefits. It offers access to special travel-related services.
TCS Mastercard as a Product of Touring Club Schweiz
This card is created for members, providing mobility support and financial perks. Cardholders can benefit from services like roadside assistance and travel insurance.
It offers extra features like emergency help during trips. The card is helpful for both daily purchases and specific member services.
Although issued by a bank, it stays closely connected to the organization’s mission of supporting mobility.
Advantages of the TCS Mastercard
This card offers a range of valuable perks designed for frequent travelers and daily users. It provides savings and convenient features that help you manage expenses effectively.
Detailed List of Benefits
It has several benefits, making it valuable for those who frequently travel or need financial convenience. Below are the key advantages you get with the card:
- Cheaper fuel: Save 4 to 5 centimes per litre at BP and Tamoil and 2 to 3 centimes at Ruedi Rüssel and Miniprix at over 900 stations in Switzerland.
- Cheaper charging: The eCharge app offers a 5% discount on charging at more than 382,000 charging points in Switzerland and Europe.
- Cheaper travel: Earn 1% cashback on purchases at Swiss, Edelweiss, SBB, Mobility, and Airbnb.
- No annual fee: The card is free for members, including the main and additional cards.
Comparison with Similar Cards in Germany
Compared to cards in Germany, this one focuses on mobility perks. The fuel and charging discounts are unique and valuable for frequent travelers.
Other cards may offer cashback, but usually not on fuel or travel. This card also provides travel-related benefits and emergency services, often missing from others.
While some cards offer higher cashback, this balances daily savings with mobility perks. It’s ideal for those who value roadside and travel services.
Features of the TCS Mastercard
This card offers critical security features and easy digital management. It provides safe and convenient tools for daily use.
Security Features
The card comes with essential security features to protect your payments:
- Chip and PIN for secure transactions.
- Contactless payments for faster purchases.
- Fraud protection to prevent unauthorized use.
Mobile App Functionalities and Digital Banking Integration
The mobile app makes it easy to manage your card. You can check your balance and view transactions anytime.
If needed, you can block your card through the app. Real-time notifications help track your spending.
The app provides secure access to all your details and supports managing your card online. It’s designed for convenience wherever you are.
How to Apply for the TCS Mastercard Online?
You can easily apply for the TCS Mastercard online. The process is straightforward and involves just a few steps.
Step-By-Step Process to Apply for the Card
Here’s a quick guide to applying for the card online from Germany. Just follow these steps:
- Visit the official website and go to the credit card application page.
- Fill out the application form with your details.
- Submit the required documents (see next section).
- Review and confirm the terms and conditions.
- Apply for review.
- Wait for approval and receive your card.
Documents Required and Eligibility Criteria
To complete your application, you will need a few key documents. Make sure you meet the following requirements:
- Proof of identity (passport or ID card).
- Proof of residence (recent utility bill or bank statement).
- Proof of income (pay slip or tax statement).
- Minimum age: You must be at least 18 years old.
- Creditworthiness: A good credit score may be required for approval.
Financial Details
The TCS Mastercard has simple financial terms. There are no hidden fees or surprises.
Interest Rates and Fees Associated with the TCS Mastercard
This card has no annual fee, making it budget-friendly. Interest applies to unpaid balances, so paying in full is best.
Cash advances come with higher interest, so avoid them if possible. Late payments may lead to extra fees, so always pay on time.
Foreign transaction fees may apply for purchases in other currencies. Check the terms to know all the charges.
Credit Limits and Repayment Terms
Your credit limit is based on your financial profile. A good credit score can increase your limit.
Monthly payments must meet the minimum amount, but paying more saves on interest. Automatic payments can help you avoid missed payments.
Carrying a balance will lead to interest charges. Paying in full monthly keeps you in control and saves money.
Customer Service and Support
If you have any questions or need assistance, customer service is available to help. They offer reliable support for any card-related issues.
To reach customer service, call +41 58 827 22 20 for assistance. For quicker support, the best times to call are weekday business hours.
If you have general questions about services, Contact Touring Club Schweiz at 0844 888 111. Their main office is located at Chemin de Blandonnet 4, 1214 Vernier.
Summary of TCS Mastercard: Advantages and Features
The TCS Mastercard offers a variety of features and benefits for frequent travelers and everyday users. It stands out in the market with no annual fee and perks like fuel discounts and travel benefits.
It also comes with secure payment options and reliable customer service. It’s a practical card for those seeking cost-effective and convenient financial solutions.
Disclaimer: Card usage is subject to legal terms and may have some restrictions. Always review the terms and conditions to ensure compliance with local laws and limits.
