Why Does Cash App Need My ID?

Cash App, simply put, makes it very easy for its users to send, receive, and accept money online. To do this, however, one has to first create a Cash App account. The process of creating a Cash Appaccount is very simple. Better yet, creating an account is absolutely free. To create one, simply follow the on-screen prompts given and you’ll have a Cash App account in no time.    

While you are not needed to provide any information when creating a Cash App account, you’ll be required to do so if you want your account to be verified. Keep on reading to learn more about this and whether or not your ID will be required in order to verify your account.

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Cash App

Cash Appis a peer-to-peer payment system developed by Square, Inc. Its main purpose is to make it easy for users to send, receive and accept money online, whether from family members, friends, or merchants in some cases. Cash App transactions are made through the Cash App app while in some instances one can log in using a computer to carry out Cash App transactions.

While this is all good, you’ll only be able to send, receive, or accept money online using or through Cash App once you create an account. Creating a Cash App account as already pointed out is very simple. In fact, you can create as many accounts as you want since you don’t have to provide any information when doing creating them.

Once you create an account, you’ll realize that your account has certain limitations. For instance, you’ll realize that you can only send up to $250 every week. In addition, you’ll not be able to receive more than $1,000 within a 30 day period. It’s worth noting that these two are not the only limitations you’ll notice with your Cash App account.

Cash App limitations are not fun but luckily, you can easily remove the said limitations by simply verifying your Cash App account. To verify your account, you’ll be required to share with Cash App certain documents that’ll help them know exactly who is using the account.

Cash App Verification What’s Needed

If you want to remove limitations on your Cash App account, you’ll need to verify your Cash App account. The process of verifying your Cash App account involves certain information being shared by you with Cash App. These include your full name, date of birth as well as the last four digits of your Social Security Number.

While this information might be adequate to verify your account, there are instances where Cash App, as indicated on their help page, might require additional information from you in order to verify your account. One such piece of information that they are likely going to ask from you is your ID or identity document. This will help them in confirming your name as well as age especially given that Cash App doesn’t offer its services to people or users who are under 18 years old.

Conclusion

Now that we’ve clearly looked at Cash App in terms of how it works and what you’ll need to verify your account, we can conclude that Cash App in some instances might ask you to share with them a copy of your ID (mark the word copy, not original ID). This usually happens once you ask them to verify your account and they are unable to do so for some reason using the documents that you’ve shared with them already.

It is always best to be very careful with your personal information especially when you are online. Always make sure or confirm that you are dealing with a Cash App representative before sharing such personal information online.